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Insurance Advisor at Oliver L.E. Soden Agency, Inc

Insurance Blogs

Biggert-Waters Bill: What Homeowners Need to Know

The Biggert-Waters flood insurance legislation passed through Congress, the House and the Senate with essentially no opposition. The bill was part of a larger bill that would include transportation funding and the Restore Act, which is designed to transfer 80 percent of Clean Water Act fines from the 2010 BP Spill to the five Gulf States.

The Importance of Being a Licensed HVAC Contractor

A heating, ventilation and air conditioning (HVAC) technician is skilled in the installation, repair and maintenance of heating and cooling systems. Since these systems are rather intricate, HVAC contractors must receive the proper education and experience in the field, and then apply for a license.

Hurricane Season Isn't Over - and It's Not Too Late for Insurance

A lot of misconceptions exist regarding flood insurance. Many people believe that as long as they don’t live in a flood zone, they don’t need to carry flood insurance. Unfortunately, this is not true. Nearly 25 percent of flood losses occur in low-risk areas. As we’ve seen with our country’s own natural disasters, flood insurance can be the lifesaver that is needed in times of crisis.

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